512-364-3171 franciscoteam@mpirefi.com

Build Equity with a Smart Home Renovation Loan

Finance home improvements and build instant equity without moving.

Explore Renovation Loan Options

Unlock Your Home’s Potential with a Renovation Loan

At Francisco Mortgage Team, we specialize in providing personalized mortgage solutions to help individuals and families achieve homeownership. Whether you’re a first-time buyer, veteran, or business owner, we offer expert advice and a range of mortgage options tailored to your needs. Our goal is to make the home-buying process smooth and stress-free, ensuring you make confident financial decisions. To get started, simply contact our team and begin your journey toward homeownership today.

Don’t Let Home Improvements Drain Your Savings

Missed Equity Opportunities

Without a renovation loan, you could miss out on the chance to build equity through smart home improvements.

High Out-of-Pocket Costs

Paying for renovations without financing can strain your finances and limit your ability to complete the project.

Unrealized Home Value

Failing to invest in renovations could leave your home underperforming in the market.

Transform Your Home with Flexible Renovation Loan Options

Renovation & New Construction

Home Renovation Loans

We offer a range of renovation loan options that allow you to finance home improvements while building equity. This includes FHA 203(k) loans, which combine the mortgage and renovation costs into one loan.

Increased Home Value

Home improvements funded through renovation loans can significantly increase your home’s value, giving you a higher return on investment when you decide to sell.

Francisco Mortgage Brokers Advocate for You

Access to Multiple Lenders

Our team works with multiple lenders to ensure you receive the best loan terms for your renovation project, whether you’re upgrading a kitchen or remodeling an entire home.

Benefits

With a renovation loan from Francisco Mortgage Team, you can build instant equity without draining your savings. Our team provides access to multiple lenders, ensuring that you get the best financing for your home improvement project. We guide you through the process, making it easier to enhance your home’s value and create a more functional, beautiful living space.

Our Renovation Loan Process

1.

Initial Consultation

We begin by discussing your renovation goals and financial situation to determine the best loan options for your project. 
2.

Loan Application and Approval

We guide you through the loan application process, ensuring you receive competitive rates and terms. 
3.

Renovation Oversight

Once your loan is approved, we help oversee the renovation process to ensure that your project is completed on time and within budget.

Ready to Transform Your Home?

Get Started with a Renovation Loan

Finance your home improvements and build equity with a renovation loan. Contact us today to get started.

Schedule a ConsultationLearn About Renovation Loans

Customer Stories: Real Results from Our Renovation Loans

Francisco Mortgage Team provides access to multiple lenders and ensures the best financial options for your renovation projects. Our expertise in renovation loans makes it easier for homeowners to increase their home’s value.
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FAQ

A renovation loan allows homeowners to finance home improvements by combining the cost of the renovations with their mortgage.

By financing home improvements, you can increase your home’s market value and build equity, which may result in a higher return on investment when selling.

You can finance a wide range of projects, including kitchen upgrades, bathroom remodels, additions, and more.

An FHA 203(k) loan allows you to combine your mortgage and renovation costs into one loan, simplifying the financing process for major home improvements.

Qualifying for a renovation loan typically requires good credit, a stable income, and sufficient home equity. We’ll guide you through the process and eligibility requirements.

The approval process usually takes 30 to 45 days, depending on the complexity of your project and loan application.

Yes, you’ll need to provide estimates from licensed contractors as part of your loan application.

Yes, renovation loans can be used for both primary residences and investment properties.

Interest rates for renovation loans vary depending on the loan type and your credit profile. We’ll help you find competitive rates.

Yes, once the renovation is complete, you may be able to refinance into a traditional mortgage with lower rates or better terms.

Have Questions? We’re Here to Help