If you aren’t using this company then you are missing out!! I first spoke with Joyie over a year ago and was looking to refinance my mortgage. My husband was attending a course, out of state, while I had just returned from deployment. She worked with us through the process and made the entire refinance extremely easy. Then, over a year later, she remembered my birthday and surprised me with a little gift. This company truly feels like family. So I say it again, if you aren’t using this team, you are missing out 100%. Thank you Joyie & Francisco and the entire team at NEXA Mortgage!!